FEMA’s David Maurstad, who oversees the buyout program, points out that while the agency pays 75 percent of the cost to buy out homes in disaster-prone areas, states and localities decide where they want those buyouts to occur, so demographic changes aren’t on the federal agency’s radar.

FEMA’s David Maurstad, who oversees the buyout program, points out that while the agency pays 75 percent of the cost to buy out homes in disaster-prone areas, states and localities decide where they want those buyouts to occur, so demographic changes aren’t on the federal agency’s radar.