Unless the rules change soon, Stephanie Salazar-Rodriguez of Denver expects to spend more than $10,000 on health insurance premiums this year. That’s after losing her job last month — which meant losing her employer’s contribution to her health plan.

Stephanie Salazar-Rodriguez of Denver expects to spend more than $10,000 on premiums this year after losing one of her jobs, and her insurance, last month. If her annual income were $3,000 less, she could pay as little as $3,000 a year after subsidies. (Rachel Woolf for KHN)