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Coming of age can also mean a whopping 58 percent jump in the cost of your insurance. Shop carefully to pick a plan that strikes the right balance between benefits and cost.

Even if your health insurance is provided by an employer, your plan may be changing quite a bit in 2015. Here's a guide to the questions you should keep in mind when looking over your options.

When is a voluntary program no longer voluntary? That's the question about corporate wellness programs, which give employees hefty financial incentives to undergo health screenings.

A decision against subsidies would undermine the government-run insurance marketplaces that are backbone of the Affordable Care Act.

About 10 million more people in the U.S. now have health insurance than did this time last year. But some immigrants, low-income adults and others are still falling through the gaps.

Many insurers are restricting access to new drugs that are easier to take and that promise higher cure rates because the price tags can run $95,000 or more.

There will be fewer plans to pick from this time around. But people can still expect plenty of options for prescriptions drugs and privately run insurance through Medicare Advantage.

Medicare is giving hospitals financial incentives to provide better care. But so far about half of the hospitals that got incentive payments found them canceled out by other quality programs.

More than 6 million people could lose income-related subsidies if the Supreme Court strikes them down for coverage bought through the federal exchange, HealthCare.gov.

Better read the fine print of your health insurance policy. An unlucky woman in Minnesota learned her policy was woefully skimpy only after she fell while walking her dogs, and faced a $19,000 bill.